Auto Financial Group -- Residual based auto financing for financial institutions

Credit Union Benefits

No risk to you - due to guaranteed predetermined residual values and third party insured.
You earn all the interest. Auto Financial Group is only paid one low administration fee.
Increase service offerings to your members and compete in auto-financing market.
Easy to use Internet-based program on a secure, password-protected website.
Compare up to three vehicles at one time versus conventional loan pricing.
All loan documents automatically generated and ready to print for member signature.
Program is customized for your credit union and carries your brand name.
100% use of Auto Leasing Guide values, with a choice of high and low-residual values for wear and tear calculation.
No end-of-term hassles - Auto Financial Group handles disposition of the vehicle.
Monthly reporting.
Marketing support, including banners, statement stuffers, newsletter articles, and lobby materials.
Complete and thorough on-site training and support, plus employee incentives.

Member Benefits

New or used vehicles qualify for program.
No or low down payment - even the taxes and registration fees can be included in the payment plan.
Lower monthly payments - up to 40% less than conventional loans.
Flexible mileage plans.
Flexible two to six year terms.
Actual ownership of vehicle.
Get more car for the money - drive a better car for the same amount of money as a conventional loan.
Minimize cash outlay on a depreciating asset - leaves money available for other uses such as purchases or investments.
Plenty of options at the end of the term, including
- Refinance remaining balance and keep the vehicle
- Sell vehicle for more than the payoff amount
- Pay remaining balance in full and keep the vehicle
- Trade vehicle in to a dealer
- Return the vehicle and walk away!