Auto Financial Group Announces Signing of Security Service Federal Credit Union
Nation’s Largest Indirect Lending Credit Union to Offer Driving Sense™ to Dealers Members

Houston, Texas – Auto Financial Group, (AFG), - an online provider of residual-based financing
products for credit unions, announced today that it has signed an agreement with Security
Service Federal Credit Union (SSFCU). Based in San Antonio, SSFCU is the largest indirect
lending credit union in the United States – it averages auto loans exceeding $100 million per
month in Texas and Colorado. The credit union is the 10th largest in the country with assets of
over $3.5 billion.

Under the agreement, SSFCU will offer AFG’s Driving Sense™ program to its dealers located
throughout Texas and Colorado. SSFCU currently serves over 550,000 members.

Driving Sense™ is an easy-to-use, web-based program that allows credit unions to substantially
improve their vehicle loan product offerings. By guaranteeing the predetermined residual
value of a vehicle through third party insurance, AFG removes the financial risk of an auto
loan to the credit union and empowers the credit union to compete with traditional loans and
conventional leases..

Driving Sense™ offers credit unions with dealer indirect lending programs, like SSFCU, the
ability to capture loans that dealers previously satisfied using auto manufacturer or bank
supported leasing/balloon financing.

"Signing SSFCU is an important milestone for us,” says Richard Epley, President of Auto Financial
Group. “Our corporate mission is to become the nation’s largest facilitator of residual" based financing for credit unions, and this agreement with SSFCU definitely advances that mission – not only in terms of assets, but also in terms of SSFCU’s reputation and prominence in the industry.” Auto Financial Group currently works with a growing list of more than 100 credit unions nationwide.

"Security Service is looking forward to working with the Auto Financial Group to increase the
efficiency of our indirect lending program,” says John Worthington, SSFCU senior vice president
of corporate communications. "This is a terrific web-based product, and we are confident
it will help us grow our indirect lending program.”

About Auto Financial Group, Inc.
Auto Financial Group, Inc. is a Houston-based company that provides Driving Sense™, an online residual based auto financing product for credit unions and other financial institutions. With Driving Sense™, credit unions can "build" a vehicle for their members, compare payment terms with conventional loans, and offer their members lower payments (often as much as 40 percent lower), flexible two- to six- year terms, actual ownership of the vehicle and several end-of-term options.

Auto Financial Group removes the financial risk to the credit union by guaranteeing the predetermined residual value of the vehicle through third party insurance, as well as handling the vehicle’s disposition. Auto Financial Group is paid one low administration fee for each Driving Sense™ loan, while the credit union earns all the interest. For more information, visit www.autofinancialgroup.com.